CUB Net Banking: Complete Guide 2026

City Union Bank Limited (CUB) is a prominent private sector bank headquartered in Kumbakonam, Tamil Nadu. Founded in 1904, CUB has over a century of banking heritage and currently serves millions of customers across India through its extensive branch network. Like all modern banks, CUB offers a comprehensive Net Banking / Internet Banking platform that allows customers to manage their finances from the comfort of their home, 24 hours a day, 7 days a week.

What is CUB Net Banking?

CUB Net Banking is City Union Bank’s secure online banking portal that enables account holders to perform a wide range of banking activities digitally, without visiting a branch. Once registered, customers can access their accounts via desktop, laptop, or mobile browser at any time.

CUB also offers a dedicated Mobile Banking App for smartphones, making banking even more convenient on the go.

Now let us know which services can be availed through CUB Net Banking.

Services Available Through CUB Net Banking

Here’s a comprehensive breakdown of what CUB Net Banking offers:

Account Management

• View account balance and account information
• Check transaction history
• View and download bank statements
• Access digital passbook
• Check status of cheques online
• Reset your CUB Net Banking IPIN

Fund Transfers

• Transfer funds to any bank via NEFT (National Electronic Funds Transfer)
• Transfer funds via RTGS (Real-Time Gross Settlement) — minimum ₹2 lakh
• IMPS (Immediate Payment Service) — instant 24×7 transfers including holidays

Bill Payments

• Pay telephone, mobile, electricity, and water bills online
• Pay credit card bills (CUB and other banks)
• Loan EMI payments

Investments & Markets

• Open a Demat Account on NSDL and invest in the stock market
• Open Fixed Deposits (FD) and Recurring Deposits (RD)

Tax & Compliance

• Pay direct taxes online
• Income Tax e-filing
• View Form 26AS
• TDS enquiry

Security & Card Management

• Block your Debit or Credit Card instantly in case of loss or unauthorised use
• Register ASBA for IPOs, FPOs, and Rights Issues

Requirements Before Registering for CUB Net Banking

Make sure you have the following ready before starting:

How to Register for CUB Net Banking Online (Self-Registration)

Follow these steps carefully:

1. Visit the CUB Net Banking portal: https://www.cityunionbank.com/cub-net-banking-cub-online-banking
2. Click the “Login” button at the top right corner and select “Personal Banking” from the dropdown
3. You will be redirected to a new window — enter your Customer ID linked to your registered mobile number and click “Continue.”
4. Select “Generate Online Password” and click “Proceed.”
5. Enter your Debit Card number, ATM PIN, and Card Expiry Date
6. Click “Generate OTP” after accepting the Terms & Conditions — you’ll receive an OTP and Request ID on your registered mobile number
7. Submit the OTP on the next page and click “Confirm.”
8. Create your Login ID and Transaction Password
9. Select “Enable Transaction Facility” to activate fund transfers and payments
10. Click “Confirm” to complete the registration

How to Register for CUB Net Banking Offline (Branch Registration)

Prefer to register in person? Here’s how:

1. Visit your nearest City Union Bank branch
2. Request an Internet Banking Service Form
3. Fill in your full name, address, valid phone number, and email ID
4. Attach photocopies of the required KYC documents and submit to the bank staff
5. Once processed, your Login ID will be sent via SMS to your registered mobile number
6. Your Net Banking and Transaction Passwords will be dispatched via courier to your registered address within 5–7 business days

How to Log in to CUB Net Banking

Logging in is quick and simple:

1. Go to: https://www.cityunionbank.com/cub-net-banking-cub-online-banking
2. Click “Login” at the top right → select “Personal Banking” (or “Corporate Banking” for business accounts)
3. Enter your User ID and click “Continue.”
4. Enter your Password and registered phone number, then click “Submit” to receive an OTP
5. Enter the OTP to complete login and access your CUB Net Banking dashboard

How to Reset/Recover Your CUB Net Banking Password

Forgot your password? Follow these steps:

1. Visit the CUB Net Banking portal
2. Click “Login” → “Personal Banking”
3. Click on “Set/Reset Password” (shown below the login fields)
4. Enter your Customer ID, ATM Card Number, and ATM PIN
5. Select your Branch
6. (If you don’t have a Debit Card) — select the “I Don’t Have Debit Card” option and verify using Date of Birth and PAN Card Number
7. Under “Facility Required”, select all three options:

• Login Password
• Transaction Password
• MPIN

8. Click “Continue” — an OTP will be sent to your registered mobile number

9. Enter the OTP and set your new Login Password, Transaction Password, and MPIN

10. Click “Submit.” A confirmation message will appear: “Your password has been successfully registered.”

How to Transfer Money via the CUB Mobile Banking App

CUB’s mobile app makes fund transfers fast and easy:

1. Download the City Union Bank Mobile App from the Google Play Store or Apple App Store
2. Open the app and register using your name and registered mobile number
3. To check the balance, navigate to “My Account.”
4. To transfer funds, go to the “Pay / Transfer” section
   • Choose the destination account or scan the recipient’s QR code
5. Enter the amount and tap “Send” or “OK.”

Transaction Limits on CUB Net Banking (Key Information)

CUB Net Banking Customer Care

Safe Banking Tips – Protect Yourself Online

1. Always type the URL directly — never click banking links from SMS, WhatsApp, or email
2. Verify HTTPS — the URL must start with https:// and show a padlock icon
3. Never share your OTP, Password, or PIN — CUB officials will never ask for these
4. Log out after every session, especially on public or shared computers
5. Avoid public Wi-Fi for banking — use mobile data or a secured home network
6. Use updated antivirus software on all devices used for banking
7. Activate SMS and email alerts to get notified of every transaction instantly
8. Change your password regularly — at least once every 90 days
9. Block your card immediately via Net Banking if it is lost or stolen
10. Beware of phishing sites that mimic CUB’s login page — always verify the domain before logging in

Conclusion

CUB Net Banking is a feature-rich, secure, and fully capable platform that brings the entire City Union Bank branch experience to your fingertips. From fund transfers and bill payments to Demat accounts and tax filing — it covers every banking need. Whether you register online in minutes or visit a branch, getting started is simple. Follow the steps in this guide, stay aware of cybersecurity best practices, and enjoy a seamless banking experience with City Union Bank.

Frequently Asked Question (FAQ’s)

Read More:

• IOB Bank Net Banking
  
• HDFC Bank Internet banking
  
• PNB Knowledge Centre

Pranab Bhandari

Pranab Bhandari is an Editor of the Financial Blog “Financebuzz”. Apart from writing informative financial articles for his blog, he is a regular contributor to many national and international publications namely Tweak Your Biz, Growth Rocks ETC.